Zakat Calculator: How to Calculate 2.5% on Your Net Liquid Assets

What Is Zakat?

Zakat is one of the Five Pillars of Islam — an annual charitable contribution of 2.5% of your net liquid assets, provided they exceed the *nisab* threshold.

What Counts as Zakatable Assets?

• Cash (in hand, bank accounts, savings)
• Gold and silver (by weight and market value)
• Investments held for less than a year
• Business inventory
• Outstanding loans you expect to recover

Deductible Liabilities

• Short-term debts and bills due
• Outstanding business expenses
• Personal loans due within the year

The Calculation

1. Add up all liquid assets.
2. Subtract short-term liabilities.
3. If the result exceeds the nisab, pay 2.5%.

Example

• Cash + gold + investments = $50,000
• Short-term liabilities = $10,000
• Zakatable amount = $40,000
• Zakat due = $1,000

Zakat purifies your wealth and supports those in need — a spiritual and social obligation.

Use our Zakat Calculator to calculate your contribution precisely.